An Era of Newfound Optimism: 5 Highlights from Fintech Meetup 2025

At a glance

• The main takeaway: Despite a backdrop of economic uncertainty and market volatility, there is a palpable sense of optimism in Fintech.
• Impact on your business: Companies that prioritize compliance alongside innovation will set themselves apart from the competition.
• Next steps: Aprio’s Technology team can help position your Fintech company for success. Get in touch with us today.

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The full story:

At the 2025 Fintech Meetup, industry leaders gathered to address the sector’s most pressing challenges and opportunities. Bringing in fresh perspectives from the event, Aprio’s leading Fintech Partner shares 5 key trends that are shaping the market.

1. Despite recessionary fears and uncertainty, optimism prevails.

While recessionary fears loomed over the days of the conference, with the S&P 500 falling by 4.3%, attendees remained bullish on the state of Fintech. There’s a lot of uncertainty in the market, but there’s a lot more enthusiasm in the Fintech world than there was in the past couple of years. Fintech companies are on the upswing. PitchBook data suggests that while tariffs may impact the sector, a lag period is expected before these effects are felt, making room for optimism.

2. B2B payments remain a focal point.

At Fintech Meetup 2025, the spotlight was firmly on B2B payments, overshadowing consumer-based payments. Fintech companies are laser-focused on solving enterprise payment challenges. According to a PitchBook report, enterprise Fintech companies accounted for over half (59.5%) of Fintech VC deal value in 2024, with high interest subsegments driven by B2B and B2B2C models.

3. Real-time payments are still an untapped opportunity.

Data shows that real-time payments volume in the U.S. remains low, highlighting its potential for growth. A lot of companies are still processing payments the same way they did 10 or 20 years ago. The race to developing faster, more efficient payment processing solutions is on, with many tech companies and startups already working towards possible solutions.

4. Stablecoins are poised for rapid growth and adoption.

Stablecoins were a popular topic at the conference this year, driven by the new regulatory climate. Optimism around stablecoin-based payments is coming to the forefront. At Aprio, we’ve spoken with several companies that are looking to use stablecoins for more cost-effective and efficient cross-border payments. According to PitchBook data, stablecoin volumes totaled $27 trillion in 2024, surpassing payment volumes from Visa and Mastercard. However, data also points out that liquidity issues and other bottlenecks remain challenges to be addressed.

5. Overall market sentiment has shifted to a positive tone.

Fintech market sentiment has shifted to a more positive tone, with opportunities abound on the horizon. There’s a lot of untapped market potential as banks continue to control a large market share in the Fintech ecosystem, but we can expect innovation to be a driving force in the next couple years. Fintech companies will take a significant chunk of that market share from banks that fail to innovate. Technology companies have this huge market opportunity on their hands—and they’re thinking of big ways to tap into that.

The bottom line

To wrap up, the importance of compliance in the Fintech world can’t be overstated. The companies that are focused on compliance as they innovate will be the most successful. They will attract the most capital and have the lowest risk. The best way to get started on derisking your company is to zero in on compliance.

Aprio’s Technology team is here to help. We understand the complexities of financial, tax, IT, and AML compliance and help you grow with confidence. Connect with our team to learn more.

Related Resources/Assets/Aprio.com articles/pages

• 6 Key Tech Industry Insights and What They Mean for Your Business
• Unpacking 2025 Fintech Trends: From Regulatory Tech to Embedded Payments
• Aprio Technology Outlook 2025: Pioneering the Next Wave of Digital Transformation